At Right Search, we ensure all domestic helpers are covered under mandatory and recommended insurance policies in accordance with Singapore Ministry of Manpower (MOM) regulations. Proper insurance safeguards both employers and helpers, providing financial protection and peace of mind throughout the employment period.
Under MOM regulations, employers must purchase and maintain insurance for domestic helpers. Right Search assists employers in arranging the following required coverage:
Covers inpatient care and day surgery, including hospitalisation and medical treatment.
Provides compensation in the event of permanent disability or accidental death.
A mandatory bond required by MOM to ensure compliance with employment regulations.
Covers work-related injuries, medical costs, and compensation during the employment period.
Maid insurance protects employers from unexpected medical costs and ensures domestic helpers receive proper care during employment. Without adequate coverage, employers may face significant out-of-pocket expenses and MOM penalties.
Employers who fail to maintain mandatory insurance for their domestic helper may face fines, cancellation of work permit, and legal liability under MOM regulations.
Domestic maid insurance in Singapore is designed to protect both employers and foreign domestic helpers from unexpected financial burdens during employment. A comprehensive domestic maid insurance plan typically includes hospitalisation coverage, personal accident protection, and third-party liability — ensuring your helper is fully protected while working in your home.
Singapore’s Ministry of Manpower (MOM) requires all employers to maintain valid insurance for their foreign domestic helper throughout the entire employment period. This is not optional — it is a legal obligation. MOM maid insurance requirements include personal accident insurance with a minimum coverage of $60,000, medical insurance covering at least $15,000 per year for inpatient care, and a security bond of $5,000. Right Search ensures all placements are fully covered and compliant with the latest MOM regulations.
MOM requires employers to purchase personal accident insurance, medical insurance, and a security bond of $5,000 for all foreign domestic helpers in Singapore.
Maid insurance in Singapore typically covers hospitalization, inpatient care, personal accidents, permanent disability, accidental death, and work-related injuries.
A security bond is a mandatory $5,000 guarantee required by MOM. It ensures employers comply with employment regulations and can be forfeited if obligations are not met.
Standard maid insurance in Singapore does not cover dental treatment. It covers hospitalisation, medical treatment, and personal accident — dental is typically excluded unless added as an optional benefit.
Maid insurance in Singapore typically costs between $200–$500 per year depending on the coverage plan and insurer. Right Search assists employers in arranging suitable coverage at competitive rates.
Maid insurance covers medical and accident-related costs for the helper. The security bond is a $5,000 MOM requirement ensuring employer compliance — both are mandatory for hiring a domestic helper in Singapore.
Need help arranging mandatory maid insurance in Singapore? Contact Right Search today and our consultants will guide you through the entire coverage and documentation process.
